Dear Future Home Owner,

As you probably already know, the mortgage credit market has changed dramatically. The pendulum has swung; the guidelines have changed from what was once too loose to what now seems overly stringent. We’ve now reached the point where underwriting requires a homebuyer to be near perfection in order to qualify. Millions of homes are for sale, but it shouldn't be a wonder that so few are selling as only a Credit Score Olympian can make it over that mortgage hurdle. The problem is evident and some solutions would be warmly welcomed. 

Seller Helps Buyer offers the following Solutions for all Buyers:

Short Sales

When a mortgage balance exceeds the market value of a property and other requirements are met, the mortgage lender will agree to accept less than the mortgage balance to satisfy the mortgage loan. This type of purchase transaction is commonly referred to as a "short sale" and there are numerous properties in our database that are presently eligible. While the "short sale" is certainly a more complex transaction, our sponsoring lenders are skilled in communicating the "short payoff" requirements to the seller's mortgage company and it is an amazing solution for both buyers and sellers in today's real estate marketplace.

Sponsored Lender

These properties have been added to our database by a sponsored lender. You will find the most competitive solutions are available for these properties. When Lenders sponsor properties, you win!

Seller Held Second Mortgage

The sellers of these properties will assist you to purchase their home by holding a second mortgage for a portion of the purchase price. This effectively reduces the amount of first mortgage needed and lowers the corresponding risk to your first mortgage lender. Consequently, you will find qualifying for a first mortgage loan refreshingly easier when the seller is willing to hold a second mortgage. 

Seller Paid Closing Costs

Sellers of these properties have agreed to pay the buyer's closing costs.

Lease/Purchase

Sellers of these properties have agreed to rent their property to you in order for you to qualify for a mortgage loan to buy the home in twelve or more months.

To begin searching for your next home, click here.