FHA Loan Expert Blog

Any case numbers ordered today for FHA mortgage loans will be subject to FHA’s new risk based pricing.  The credit scores are tiered as follows:

• 680 and above
• 640 to 679
• 600 to 639
• 560 to 599
• 300 to 499

The Loan-To-Values (LTVs) are tiered as follows:

• 90% LTV or less
• 90.01 to 95% LTV
• Above 95% LTV

FHA Risk Based Pricing Matrix in PDF format.

This entry was posted on Monday, July 14th, 2008 at 8:42 am and is filed under FHA Risk Based Pricing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.