FHA Risk Based Pricing Matrix

Any case numbers ordered today for FHA mortgage loans will be subject to FHA’s new risk based pricing.  The credit scores are tiered as follows:

  • 680 and above
  • 640 to 679
  • 600 to 639
  • 560 to 599
  • 300 to 499

The Loan-To-Values (LTVs) are tiered as follows:

  • 90% LTV or less
  • 90.01 to 95% LTV
  • Above 95% LTV

FHA Risk Based Pricing Matrix in PDF format.

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