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FHA Risk Based Pricing Matrix

Monday, July 14th, 2008

Any case numbers ordered today for FHA mortgage loans will be subject to FHA’s new risk based pricing.  The credit scores are tiered as follows:

  • 680 and above
  • 640 to 679
  • 600 to 639
  • 560 to 599
  • 300 to 499

The Loan-To-Values (LTVs) are tiered as follows:

  • 90% LTV or less
  • 90.01 to 95% LTV
  • Above 95% LTV

FHA Risk Based Pricing Matrix in PDF format.

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